This provides Indemnity against loss or material damage to insured properties occasioned by fire, lightning and explosion.

• Standard Inclusion are as follows
  • Fire
  • Lightning
  • Explosion
  • Riot, Strike and Civil Commotion
  • Aircraft Impact
  • Malicious Damage
  • Malicious Damage
  • Earthquake
  • Storm, Tempest & Flood
  • Bush Fire
  • Escape of water from any Tank, Apparatus or Burst Pipes
  • Impact by any road vehicle or Animal
• Policy Exclusions includes;
  • War, invasion, act of foreign enemies, hostilities
  • Mutiny, Military or popular uprising, insurrection, rebellion revolution military or usurped power martial law or state of siege.
  • Damage occasioned by permanent or temporary dispossession resulting from confiscation, commandeering or requisition by any lawfully constituted authority
  • Consequential loss or expense caused by any under material or radio action
• Other Information
  • Policy Extensions possible
  • FEA, LTA & Volume Discounts applicable