Fire & Special Perils Insurance

This provides Indemnity against loss or material damage to insured properties occasioned by fire, lightning and explosion.

  • Standard Inclusion are as follows
    • Fire
    • Lightning
    • Explosion
    • Riot, Strike and Civil Commotion
    • Aircraft Impact
    • Malicious Damage
    • Malicious Damage
    • Earthquake
    • Storm, Tempest & Flood
    • Bush Fire
    • Escape of water from any Tank, Apparatus or Burst Pipes
    • Impact by any road vehicle or Animal
  • Policy Exclusions includes;
    • War, invasion, act of foreign enemies, hostilities
    • Mutiny, Military or popular uprising, insurrection, rebellion revolution military or usurped power martial law or state of siege.
    • Damage occasioned by permanent or temporary dispossession resulting from confiscation, commandeering or requisition by any lawfully constituted authority
    • Consequential loss or expense caused by any under material or radio action
  • Other Information
    • Policy Extensions possible
    • FEA, LTA & Volume Discounts applicable